Terms of Service

1. Acceptance of Terms

By accessing or using MyCryptoMM (the "Service"), you confirm that you have read, understood, and agree to be bound by these Terms of Service ("Terms") and our Privacy Policy. These Terms apply to all users of the Service, including visitors, registered users, and buyers/sellers using our escrow system.

2. Description of Service

MyCryptoMM provides an automated cryptocurrency escrow service ("middleman service") that temporarily holds digital assets during a transaction between two parties (a buyer and a seller). Our platform:

• Generates unique escrow wallet addresses to receive funds
• Detects incoming cryptocurrency payments automatically
• Notifies both parties of payment status in real time
• Releases funds to the seller upon the buyer's explicit instruction
• Deducts the applicable service fee before releasing funds

MyCryptoMM is not a financial institution, exchange, or payment processor. We do not provide financial advice and do not have control over the underlying blockchain networks.

3. Eligibility

To use MyCryptoMM, you must:

• Be at least 18 years of age
• Not be a resident of any country where cryptocurrency services are prohibited
• Not be on any government sanctions list
• Provide accurate registration information

By creating an account, you represent and warrant that you meet all eligibility requirements.

4. User Accounts

You are responsible for maintaining the confidentiality of your account credentials. You must not share your account, password, or authentication tokens with third parties. You are responsible for all activity that occurs under your account. MyCryptoMM reserves the right to suspend or terminate accounts that violate these Terms.

Usernames must be 3–13 alphanumeric characters. You may not impersonate MyCryptoMM staff, other users, or any other person or entity.

5. Escrow Process

The escrow process works as follows:

1. A deal is created and both parties agree on the amount, cryptocurrency, and roles (buyer/seller)
2. Both parties agree on who pays the service fee
3. The buyer sends the agreed cryptocurrency amount to the escrow wallet address provided
4. MyCryptoMM detects the incoming payment on-chain
5. The buyer confirms receipt of goods/services from the seller
6. The buyer releases the funds; MyCryptoMM automatically sends the net amount to the seller

Funds sent to an escrow wallet are held until the buyer releases them or a dispute is resolved. Do not send funds to an escrow wallet without verifying the deal details.

6. Fees

Service fees are calculated based on the USD value of the deal at time of creation:

• Under $60: Flat fee of $1.00
• $60 – $249.99: 2% of deal value
• $250 and above: 1% of deal value

Fees are deducted from the amount sent to the seller. The party responsible for the fee is agreed upon between buyer and seller before payment. Fees are non-refundable once the deal is completed.

Network/gas fees for blockchain transactions are separate from our service fee and are deducted automatically from the transaction.

7. Prohibited Activities

You may not use MyCryptoMM for:

• Any illegal activities including fraud, money laundering, or terrorist financing
• Transactions involving stolen funds, hacked accounts, or assets of illicit origin
• Circumventing sanctions or export controls
• Scamming, deceiving, or defrauding other users
• Attempting to break or exploit the platform's technical systems
• Creating multiple accounts to evade bans or abuse the platform
• Violating any applicable local, national, or international law

Violations may result in immediate account termination and, where required by law, reporting to relevant authorities.

8. Dispute Resolution

If a dispute arises between buyer and seller, either party may open a dispute from the deal page. MyCryptoMM staff will review evidence provided by both parties and make a final determination as to how funds should be released.

MyCryptoMM's decision in disputes is final. We act as an impartial mediator and cannot guarantee any particular outcome. To submit evidence, contact our support team via Discord.

If we cannot resolve a dispute, funds may be held indefinitely until the situation is clarified or a court order is received.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MYCRYPTOMM AND ITS OPERATORS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR CRYPTOCURRENCY.

MyCryptoMM is not responsible for:

• Losses resulting from blockchain network failures or delays
• Losses from sending funds to incorrect addresses
• Exploitation of bugs by third parties not affiliated with MyCryptoMM
• Actions taken by other users of the platform

10. Termination

MyCryptoMM reserves the right to suspend or terminate your account at any time for violation of these Terms, suspected fraudulent activity, or at our sole discretion. Upon termination, any funds in active escrow wallets will be handled on a case-by-case basis.

11. Changes to Terms

We may update these Terms at any time. Continued use of the Service after changes constitutes acceptance of the updated Terms. We will make reasonable efforts to notify users of significant changes via the platform or email.

12. Contact

For questions about these Terms, please contact us:

• Discord: Join our Discord server
• Contact form: contact page

These Terms of Service were last updated on January 2025. By continuing to use MyCryptoMM, you acknowledge that you have read and agree to these Terms.